Kogan Money Credit Card

Kogan Money Credit Card

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Kogan Money · VISA

The Kogan Money Credit Card is a credit card from Kogan Money on the Visa network. It has an annual fee of A$0. It earns 2x on shopping, 1x on everything else. The welcome offer is $300 Kogan.com credit when you spend $3,000 on eligible purchases within 90 days of approval.

Verified 24 Oct 2026

Key facts

Annual fee
A$0
Purchase APR
21.99% p.a.
Foreign transaction fee
3.4%
Network
VISA
Welcome offer
$300 Kogan.com credit when you spend $3,000 on eligible purchases within 90 days of approval

Reward rates by category

Reward rates for the Kogan Money Credit Card by spending category
CategoryRateDetail
Shopping2xEligible purchases at Kogan.com
Everything else1xEligible purchases everywhere else

Benefits and perks

  • 1000 points = $10 Kogan.com credit, or pay Kogan bills with points
  • 0% p.a. on balance transfers for 6 months, no transfer fee (reverts to the cash advance rate)
  • Complimentary Kogan FIRST membership
  • Up to 44 days interest-free on purchases
  • Up to 4 additional cardholders at no cost
  • Credit limits from $6,000 to $30,000

Questions about the Kogan Money Credit Card

What is the annual fee on the Kogan Money Credit Card?

The Kogan Money Credit Card has an annual fee of A$0.

What rewards does the Kogan Money Credit Card earn?

The Kogan Money Credit Card earns 2x on shopping, 1x on everything else.

Is the Kogan Money Credit Card worth it?

The Kogan Money Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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