Lån & Spar Bank Mastercard

Lån & Spar Bank Mastercard

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Lån & Spar Bank · MASTERCARD

The Lån & Spar Bank Mastercard is a credit card from Lån & Spar Bank on the Mastercard network. It has an annual fee of SEK 195.

Verified 11 Oct 2026

Key facts

Annual fee
SEK 195
Purchase APR
9.95% p.a. (effective 12.73% on SEK 20,000 over 12 months)
Foreign transaction fee
1.6%
Network
MASTERCARD

Benefits and perks

  • Credit limit up to SEK 50,000.
  • Up to 55 days interest-free.
  • Card insurance included, for purchases and travel.

Questions about the Lån & Spar Bank Mastercard

What is the annual fee on the Lån & Spar Bank Mastercard?

The Lån & Spar Bank Mastercard has an annual fee of SEK 195.

Is the Lån & Spar Bank Mastercard worth it?

The Lån & Spar Bank Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

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