LF Finans Kreditkortet

LF Finans Kreditkortet

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LF Finans · MASTERCARD

The LF Finans Kreditkortet is a credit card from LF Finans on the Mastercard network. It has an annual fee of SEK 195.

Verified 16 Oct 2026

Key facts

Annual fee
SEK 195
Purchase APR
19.95% p.a. (effective 23.01% on SEK 30,000 over 12 months)
Foreign transaction fee
1.5%
Network
MASTERCARD

Benefits and perks

  • Administrative fee SEK 45 a month when you pay in instalments.
  • Up to 58 days interest-free on all purchases and withdrawals.
  • Credit limit up to SEK 100,000.
  • Travel insurance with cancellation cover when you pay at least 75% of the trip with the card.
  • All-risk cover on purchases for 180 days.
  • 2 extra years of warranty on electronics and household appliances bought with the card.
  • 90-day price guarantee on items from SEK 1,000 to SEK 5,000.
  • Delivery cover on online purchases of SEK 1,000 or more.
  • Excess cover for car recovery and roadside assistance for 60 days after you buy fuel with the card.
  • 15 öre a litre off fuel at staffed Preem stations.
  • 25 öre a litre off fuel at Circle K for 3 months after you link the card, then 15 öre.
  • Extra card SEK 110 a year.

Questions about the LF Finans Kreditkortet

What is the annual fee on the LF Finans Kreditkortet?

The LF Finans Kreditkortet has an annual fee of SEK 195.

Is the LF Finans Kreditkortet worth it?

The LF Finans Kreditkortet is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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