M&S Credit Card Transfer Plus Offer

Key facts

Annual fee

£0

Purchase APR

24.9% p.a. (variable)

Intro APR

0% interest on shopping for 3 months from account opening

Network

MASTERCARD

Benefits and perks

• 0% interest on balance transfers for up to 30 months. For transfers made within 90 days of account opening (3.49% fee, min £5)
• 0% interest on shopping for 3 months from account opening
• Up to 55 days interest-free credit. When you pay your balance in full and on time each month
• Earn Rewards points with every shop. Earn 1 point per £5 spent at M&S and elsewhere, which will be converted into M&S vouchers for you to spend.
• Access your Rewards in Sparks through the M&S app. Access Rewards vouchers and track your points online or in the M&S app
• Choose how to pay your credit card. Set up a Direct Debit
• Add an additional cardholder. Both earn Rewards points on all your shopping (cardholders must be 18+)
• No cash advance fee for M&S Travel Money. When you use your M&S Credit Card
• Securely manage your credit card anytime. Use Internet Banking and the M&S Banking App
• Help and support when you need it. Access help and support 24/7 with our virtual assistant or call our call centre
• 0% interest on balance transfers for up to 30 months (3.49% fee applies, minimum £5)

Questions about the M&S Credit Card Transfer Plus Offer