Miles & More Gold Credit Card

Miles & More Gold Credit Card

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Miles & More · MASTERCARD

The Miles & More Gold Credit Card is a credit card from Miles & More on the Mastercard network. It has an annual fee of €138. The welcome offer is 20,000 welcome miles, 4 lounge vouchers and 40 Points for new cardholders without frequent flyer status (until 30 November 2026).

Verified 18 Oct 2026

Key facts

Annual fee
€138
Purchase APR
10.05% p.a.
Foreign transaction fee
1.95%
Network
MASTERCARD
Welcome offer
20,000 welcome miles, 4 lounge vouchers and 40 Points for new cardholders without frequent flyer status (until 30 November 2026)

Benefits and perks

  • Earn 1 Miles & More mile for every €2 spent.
  • Miles do not expire while you hold the card.
  • Pay with miles through MilesPay.
  • Premium travel insurance package.
  • Marriott Bonvoy Silver Elite status.
  • The first two ATM withdrawals outside Germany each year are free of the bank's fee.
  • Optional flexible instalments at the borrowing rate.

Questions about the Miles & More Gold Credit Card

What is the annual fee on the Miles & More Gold Credit Card?

The Miles & More Gold Credit Card has an annual fee of €138.

Is the Miles & More Gold Credit Card worth it?

The Miles & More Gold Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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