MONEYME Cashback Rewards Credit Card

MONEYME Cashback Rewards Credit Card

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MONEYME · MASTERCARD

The MONEYME Cashback Rewards Credit Card is a credit card from MONEYME on the Mastercard network. It has an annual fee of A$149. It earns 1% on everything else.

Verified 24 Oct 2026

Key facts

Annual fee
A$149
Purchase APR
19.99% to 26.99% p.a.
Foreign transaction fee
3%
Network
MASTERCARD

Reward rates by category

Reward rates for the MONEYME Cashback Rewards Credit Card by spending category
CategoryRateDetail
Everything else1%Eligible purchases, capped at 1% of the credit limit each month

Benefits and perks

  • 1% cashback on eligible purchases, credited monthly (capped at 1% of your credit limit a month)
  • No annual fee in the first year (limited-time offer), then $149
  • Mobile phone insurance, purchase protection and ticket cover when you pay in full with the card
  • Up to 44 days interest-free on purchases
  • Rate set per applicant, from 19.99% to 26.99% p.a.
  • Late payment fee $35

Questions about the MONEYME Cashback Rewards Credit Card

What is the annual fee on the MONEYME Cashback Rewards Credit Card?

The MONEYME Cashback Rewards Credit Card has an annual fee of A$149.

What rewards does the MONEYME Cashback Rewards Credit Card earn?

The MONEYME Cashback Rewards Credit Card earns 1% on everything else.

Is the MONEYME Cashback Rewards Credit Card worth it?

The MONEYME Cashback Rewards Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

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