
NAB Low Rate Card
No ratings yetNot yet rated
NAB · VISA
The NAB Low Rate Card is a credit card from NAB on the VISA network. It has an annual fee of A$99.
Verified 12 Sept 2026
Key facts
- Annual fee
- A$99
- Purchase APR
- 13.49% p.a.
- Foreign transaction fee
- 3.5%
- Network
- VISA
Benefits and perks
- Our lowest interest rate on purchases
- Up to 55 interest free days on purchases
- Complimentary mobile phone insurance
- Special offers with Visa Entertainment
- Add an additional cardholder at no extra cost
- Fraud and theft protection with world class security technologies
- Global assistance for card emergencies
Questions about the NAB Low Rate Card
What is the annual fee on the NAB Low Rate Card?
The NAB Low Rate Card has an annual fee of A$99.
Is the NAB Low Rate Card worth it?
The NAB Low Rate Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from NAB
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement