World Elite Mastercard

World Elite Mastercard

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National Bank of Canada · MASTERCARD

The World Elite Mastercard is a credit card from National Bank of Canada on the MASTERCARD network. It has an annual fee of C$150. It earns 5x on groceries, 5x on dining & restaurants, 2x on gas & fuel. The welcome offer is The card that offers up 5 points per dollar spent and exclusive travel benefits.

Verified 9 Sept 2026

Key facts

Annual fee
C$150
Purchase APR
20.99%
Network
MASTERCARD
Welcome offer
The card that offers up 5 points per dollar spent and exclusive travel benefits.

Reward rates by category

Reward rates for the World Elite Mastercard by spending category
CategoryRateDetail
Groceries5x5 points* on Groceries
Dining & restaurants5x5 points* on Restaurants
Gas & fuel2x2 points on Gas and electric vehicle charging
Bills & utilities2x2 points on Recurring bill payments
Travel2x2 points on À la carte Travel
Everything else1x1 point on Other purchases

Benefits and perks

  • Up to 5 points per dollar spent
  • Exclusive rewards program
  • Comprehensive travel insurance

Rates and fees

Annual membership fee: C$150. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate. Balance transfer APR: 22.49%. Cash advance APR: 22.49%.

Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the World Elite Mastercard

What is the annual fee on the World Elite Mastercard?

The World Elite Mastercard has an annual fee of C$150.

What rewards does the World Elite Mastercard earn?

The World Elite Mastercard earns 5x on groceries, 5x on dining & restaurants, 2x on gas & fuel, 2x on bills & utilities, 2x on travel, 1x on everything else.

Is the World Elite Mastercard worth it?

The World Elite Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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