Nationwide Purchase and balance transfer credit card

Nationwide Purchase and balance transfer credit card

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Nationwide · VISA

The Nationwide Purchase and balance transfer credit card is a credit card from Nationwide on the VISA network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
24.9% p.a. (variable)
Intro APR
0% p.a. for 15 months on purchases* with Purchase and Balance Transfer offer
Network
VISA

Benefits and perks

  • 0% p.a. for 15 months on purchases* with Purchase and Balance Transfer offer
  • 0% interest for 15 months on balance transfers** with Purchase and Balance Transfer offer
  • Balance transfer fee: 2.4% (minimum £5) of the amount of each balance transfer.
  • Cash fee: 2.5% (minimum £3) of the amount withdrawn on each cash advance.
  • No late payment fee and no over limit fee: £0 and £0
  • Members only: you need to be a Nationwide member to apply
  • Transfer a balance to this card 0% interest for the first 15 months. 2.99% balance transfer fee. Minimum fee of £5
  • Spend in the UK and abroad with 0% interest Pay no interest on purchases made in the first 15 months
  • Spend abroad with no fees from us We won't charge you fees for buying things when you're abroad. Individual sellers may apply their own charges
  • Check if you’re eligible without impacting your credit score We’ll share the offer we can give you before you apply
  • Control your card wherever you are Use our app to see how much you've spent, how much your next payment is and when it's due, make payments and report your card lost or stolen

Questions about the Nationwide Purchase and balance transfer credit card

What is the annual fee on the Nationwide Purchase and balance transfer credit card?

The Nationwide Purchase and balance transfer credit card has an annual fee of £0.

Is the Nationwide Purchase and balance transfer credit card worth it?

The Nationwide Purchase and balance transfer credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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