Reward Black credit card
NatWest · MASTERCARD
The Reward Black credit card is a credit card from NatWest on the MASTERCARD network. It has an annual fee of £84. It earns 1% on groceries, 0.50% on gas & fuel, 0.50% on everything else.
Key facts
- Annual fee
- £84
- Purchase APR
- 21.9% p.a. (variable)
- Foreign transaction fee
- None
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 1% | Supermarket spending, excluding supermarket petrol stations |
| Gas & fuel | 0.50% | Supermarket petrol stations |
| Everything else | 0.50% | Everywhere else |
Benefits and perks
- Earn 1% back in Rewards on supermarket spending (0.5% at supermarket petrol stations and everywhere else).
- No foreign transaction fee on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
- Generous credit limit of at least £5,000, subject to approval.
- Annual fee refunded if you have a Reward Black current account.
- The maximum interest-free period is up to 56 days and only applies to purchases.
- No late payment fee and no fee for going over your credit limit.
Questions about the Reward Black credit card
What is the annual fee on the Reward Black credit card?
The Reward Black credit card has an annual fee of £84.
What rewards does the Reward Black credit card earn?
The Reward Black credit card earns 1% on groceries, 0.50% on gas & fuel, 0.50% on everything else.
Is the Reward Black credit card worth it?
The Reward Black credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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