Nordea Platinum
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Nordea · MASTERCARD
The Nordea Platinum is a credit card from Nordea on the Mastercard network. It has an annual fee of €203.88. It earns 0.50% on everything else.
Verified 16 Oct 2026
Key facts
- Annual fee
- €203.88
- Purchase APR
- 3-month Euribor + 9.5% (11.58% with Euribor at 2.08%, April 2026; effective 17% on €1,500 over 12 months)
- Foreign transaction fee
- 2.5%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 0.5% cashback on every purchase paid with the credit |
Benefits and perks
- Credit limit €10,000 to €50,000.
- 0.7% back on payments in currencies outside the euro area.
- 6 free Priority Pass lounge visits a year and Fast Track.
- Travel insurance for trips at home and abroad, valid even when the trip is not paid with the card.
- Tuoteturva purchase insurance on purchases paid with the credit.
- Mastercard Priceless presale access to concerts and events.
- K-Plussa loyalty can be added to the card.
- On average 30 interest-free days on purchases.
- For adult Nordea customers living permanently in Finland.
Questions about the Nordea Platinum
What is the annual fee on the Nordea Platinum?
The Nordea Platinum has an annual fee of €203.88.
What rewards does the Nordea Platinum earn?
The Nordea Platinum earns 0.50% on everything else.
Is the Nordea Platinum worth it?
The Nordea Platinum is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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