Nordea Premium
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Nordea · MASTERCARD
The Nordea Premium is a credit card from Nordea on the Mastercard network. It has an annual fee of SEK 1,200. It earns 0.50% on everything else.
Verified 11 Oct 2026
Key facts
- Annual fee
- SEK 1,200
- Purchase APR
- 12.5% p.a. (effective 21.62% on SEK 20,000 over 12 months)
- Foreign transaction fee
- 1.55% (1.65% from 20 November 2026)
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 0.5% cashback on almost all purchases (not cash withdrawals or gambling) |
Benefits and perks
- Credit limit up to SEK 100,000.
- Up to 55 days interest-free.
- 4 free LoungeKey lounge visits a year for you and for each extra card holder, then USD 35 a visit.
- Travel insurance with cancellation cover for trips of up to 90 days.
- Five years of all-risk cover on home electronics and white goods of SEK 2,000 or more bought with the card.
- Delivery insurance up to SEK 30,000.
- Roadside recovery excess cover up to SEK 2,000 for 60 days after buying at least 20 litres of fuel with the card.
- Mastercard Fast Track at airport security.
Questions about the Nordea Premium
What is the annual fee on the Nordea Premium?
The Nordea Premium has an annual fee of SEK 1,200.
What rewards does the Nordea Premium earn?
The Nordea Premium earns 0.50% on everything else.
Is the Nordea Premium worth it?
The Nordea Premium is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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