Opelkortet
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Norion Bank · VISA
The Opelkortet is a credit card from Norion Bank on the Visa network. It has an annual fee of SEK 0. It earns 1% on everything else.
Verified 11 Oct 2026
Key facts
- Annual fee
- SEK 0
- Purchase APR
- 17% p.a. (effective 22.7% on SEK 20,000)
- Foreign transaction fee
- 1.65%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | Points worth 1% of every purchase, 2% at Opel; every 5,000 points become a SEK 50 bonus check spent at Opel |
Benefits and perks
- Invoice fee SEK 25 by e-invoice, SEK 45 on paper.
- Interest-free instalments at Opel dealers over 4 months or 10 months (SEK 195 set-up fee).
- Up to 8 weeks interest-free.
- Credit limit up to SEK 50,000.
- 15 öre a litre off fuel at staffed Preem stations, 5 öre at unstaffed ones.
- Misfuelling insurance.
- Travel insurance for you and your family, or you and up to 3 friends.
- Extra card SEK 50 a year.
Questions about the Opelkortet
What is the annual fee on the Opelkortet?
The Opelkortet has an annual fee of SEK 0.
What rewards does the Opelkortet earn?
The Opelkortet earns 1% on everything else.
Is the Opelkortet worth it?
The Opelkortet is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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