OCBC FRANK Credit Card

OCBC FRANK Credit Card

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OCBC · VISA

The OCBC FRANK Credit Card is a credit card from OCBC on the Visa network. It has an annual fee of S$196.20. It earns up to 8% on online shopping.

Verified 4 Oct 2026

Key facts

Annual fee
S$196.20
Purchase APR
27.78% p.a.
Foreign transaction fee
3.25%
Network
VISA

Reward rates by category

Reward rates for the OCBC FRANK Credit Card by spending category
CategoryRateDetail
Online shoppingup to 8%Local online spend, with at least S$800 spent in the month, capped at S$100 a month

Benefits and perks

  • Annual fee waived for the first 2 years.
  • 8% cashback on foreign currency spend and digital wallet payments too, with the monthly minimum spend.
  • A bonus 2% on SimplyGo rides and selected green merchants.

Questions about the OCBC FRANK Credit Card

What is the annual fee on the OCBC FRANK Credit Card?

The OCBC FRANK Credit Card has an annual fee of S$196.20.

What rewards does the OCBC FRANK Credit Card earn?

The OCBC FRANK Credit Card earns up to 8% on online shopping.

Is the OCBC FRANK Credit Card worth it?

The OCBC FRANK Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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