OCBC Credit Card
OCBC Hong Kong · VISA
The OCBC Credit Card is a credit card from OCBC Hong Kong on the Visa network. It has an annual fee of HK$1,800. It earns up to 5% on online shopping, 0.80% on dining & restaurants, 0.80% on travel. The welcome offer is HK$300 cash rebate for new customers who spend HK$4,800 within 3 months.
Key facts
- Annual fee
- HK$1,800
- Purchase APR
- 35.69% APR
- Foreign transaction fee
- 1.95%
- Network
- VISA
- Welcome offer
- HK$300 cash rebate for new customers who spend HK$4,800 within 3 months
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Online shopping | up to 5% | 5% extra (6% in the first 3 months) at designated online platforms (Amazon, Food Panda, Keeta, Klook, KKday, Taobao, Tmall, PDD (Pinduoduo), JD.COM, MeiTuan, DianPing) in a month with HK$5,000 of spending |
| Dining & restaurants | 0.80% | 0.8% (HK$1 per HK$125) on local dining |
| Travel | 0.80% | 0.8% (HK$1 per HK$125) on overseas spending |
| Everything else | 0.50% | 0.5% (HK$1 per HK$200) on other spending |
Benefits and perks
- Comes as a World Mastercard, Visa Platinum or UnionPay Platinum card.
- Octopus automatic add value, with cash rebate on reloads.
Questions about the OCBC Credit Card
What is the annual fee on the OCBC Credit Card?
The OCBC Credit Card has an annual fee of HK$1,800.
What rewards does the OCBC Credit Card earn?
The OCBC Credit Card earns up to 5% on online shopping, 0.80% on dining & restaurants, 0.80% on travel, 0.50% on everything else.
Is the OCBC Credit Card worth it?
The OCBC Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
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