Ocean Credit Card
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Ocean Finance · MASTERCARD
The Ocean Credit Card is a credit card from Ocean Finance on the Mastercard network. It has an annual fee of £0.
Verified 24 Oct 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 39.94% p.a. (variable)
- Intro APR
- 0% on purchases for 6 months, if eligible
- Network
- MASTERCARD
Benefits and perks
- Credit limits from £200 to £8,000
- Use your card details online before the physical card arrives, once registered
- Your credit limit is never raised without asking you first
- Free email and text alerts
- All credit histories considered
Questions about the Ocean Credit Card
What is the annual fee on the Ocean Credit Card?
The Ocean Credit Card has an annual fee of £0.
Is the Ocean Credit Card worth it?
The Ocean Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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