PayLife GoldPlus for Students
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PayLife · MASTERCARD
The PayLife GoldPlus for Students is a credit card from PayLife on the Mastercard network. It has an annual fee of €54.
Verified 23 Oct 2026
Key facts
- Annual fee
- €54
- Purchase APR
- 13.53% p.a. (effective 14.4% on €2,200)
- Foreign transaction fee
- 2.65%
- Network
- MASTERCARD
Benefits and perks
- For students under 27; the student price runs for the whole of your studies until then.
- Choose a Visa or a Mastercard.
- The bill is paid in full each month unless you switch on instalments (free to set up); the instalment rate is the Austrian National Bank base rate plus 12 percentage points.
- 1.65% fee on payments in other currencies and on euro payments outside the EEA, plus an exchange-rate margin of 1% (EEA currencies, Swiss franc, US, Australian and Canadian dollar) or 1.5%.
- Purchase protection for 45 days after purchase.
- Key SOS: the insurer's 24-hour line sends a locksmith and pays for it when you are locked out.
- Travel insurance abroad, wider when the trip is paid with the card.
- Trip cancellation insurance up to €3,000 a year, depending on card use.
- Travel cover for a semester abroad can be added for a fee.
Questions about the PayLife GoldPlus for Students
What is the annual fee on the PayLife GoldPlus for Students?
The PayLife GoldPlus for Students has an annual fee of €54.
Is the PayLife GoldPlus for Students worth it?
The PayLife GoldPlus for Students is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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