PC® Mastercard®

PC® Mastercard®

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PC Financial · MASTERCARD

The PC® Mastercard® is a credit card from PC Financial on the Mastercard network. It earns 2.50% on health & pharmacy, 1% on groceries, 1% on shopping. The welcome offer is Earn 50,000 bonus PC Optimum™ Points.

Verified 10 Sept 2026

Key facts

Network
MASTERCARD
Welcome offer
Earn 50,000 bonus PC Optimum™ Points

Reward rates by category

Reward rates for the PC® Mastercard® by spending category
CategoryRateDetail
Health & pharmacy2.50%2.5% back in points at Shoppers Drug Mart® and Pharmaprix®
Groceries1%1% back in points at our grocery stores
Shopping1%1% back in points at Joe Fresh®
Everything else1%1% back in points on dining, transit, and everywhere else

Benefits and perks

  • 3¢ per litre back in points at Esso and Mobil stations
  • Purchase Assurance: In the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® 6.
  • Extended Warranty: Doubles the manufacturer’s regular warranty for up to an additional year on eligible items purchased with your PC® Mastercard® 6.
  • Mastercard Global Service: Replaces your card or offers a cash advance in case of emergency 7.

Questions about the PC® Mastercard®

What is the annual fee on the PC® Mastercard®?

Woodo does not currently hold verified annual fee data for the PC® Mastercard®. Check the issuer's own terms for the current fee.

What rewards does the PC® Mastercard® earn?

The PC® Mastercard® earns 2.50% on health & pharmacy, 1% on groceries, 1% on shopping, 1% on everything else.

Is the PC® Mastercard® worth it?

The PC® Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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