POSB Everyday Card
POSB · MASTERCARD
The POSB Everyday Card is a credit card from POSB on the Mastercard network. It has an annual fee of S$196.20. It earns up to 10% on transport & transit, up to 5% on dining & restaurants, 0.30% on everything else. The welcome offer is A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback for new DBS/POSB credit cardholders who use the promo code, spend S$800 in the first 60 days and have a PayLah! account; existing cardholders get S$50 cashback (offer ends 31 October 2026).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.8% p.a.
- Foreign transaction fee
- 3.25%
- Network
- MASTERCARD
- Welcome offer
- A Samsonite MINTER 80/30 Trunk Luggage (worth S$680) or S$288 cashback for new DBS/POSB credit cardholders who use the promo code, spend S$800 in the first 60 days and have a PayLah! account; existing cardholders get S$50 cashback (offer ends 31 October 2026)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | up to 10% | Bus and train rides with SimplyGo, with at least S$800 spent in the month |
| Dining & restaurants | up to 5% | Dining out, with at least S$800 spent in the month; 10% on online food delivery |
| Everything else | 0.30% | All other eligible spend, as Daily$ |
Benefits and perks
- First-year annual fee waived.
- 10% back on in-store spend in Malaysian ringgit, with at least S$800 spent in the month.
- 5% back on Lazada, Shopee, RedMart, Taobao and TikTok Shop, with at least S$800 spent in the month.
- With no minimum spend: 5% at Sheng Siong and 6% at SPC petrol stations.
Questions about the POSB Everyday Card
What is the annual fee on the POSB Everyday Card?
The POSB Everyday Card has an annual fee of S$196.20.
What rewards does the POSB Everyday Card earn?
The POSB Everyday Card earns up to 10% on transport & transit, up to 5% on dining & restaurants, 0.30% on everything else.
Is the POSB Everyday Card worth it?
The POSB Everyday Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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