Post Office Credit Card
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Post Office · MASTERCARD
The Post Office Credit Card is a credit card from Post Office on the Mastercard network. It has an annual fee of £0.
Verified 24 Oct 2026
Key facts
- Annual fee
- £0
- Purchase APR
- 34.94% p.a. (variable)
- Intro APR
- 0% on purchases for up to 6 months, if eligible
- Foreign transaction fee
- 2.75%
- Network
- MASTERCARD
Benefits and perks
- Credit limits up to £8,000
- Instant access: get your virtual card as soon as you’re approved
- No cash advance fee: when you buy Post Office Travel Money with your Post Office Credit Card
- Up to 55 days’ interest-free credit: when you pay your balance in full and on time each month
Questions about the Post Office Credit Card
What is the annual fee on the Post Office Credit Card?
The Post Office Credit Card has an annual fee of £0.
Is the Post Office Credit Card worth it?
The Post Office Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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