Q Mastercard
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Q Card · MASTERCARD
The Q Mastercard is a credit card from Q Card on the Mastercard network. It has an annual fee of NZ$50.
Verified 27 Sept 2026
Key facts
- Annual fee
- NZ$50
- Purchase APR
- 28.95% p.a.
- Foreign transaction fee
- 1.4%
- Network
- MASTERCARD
Benefits and perks
- At least 3 months with no interest and no payments on every purchase, with no minimum spend.
- Long Term Finance deals at participating retailers (NZ$55 establishment fee on the first, NZ$35 on each one after).
- Additional cardholders at no extra cost.
Questions about the Q Mastercard
What is the annual fee on the Q Mastercard?
The Q Mastercard has an annual fee of NZ$50.
Is the Q Mastercard worth it?
The Q Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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