Raiffeisen Gold Credit Card

Raiffeisen Gold Credit Card

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Raiffeisen · VISA

The Raiffeisen Gold Credit Card is a credit card from Raiffeisen on the Visa network. It has an annual fee of €73.14.

Verified 23 Oct 2026

Key facts

Annual fee
€73.14

€36.56 in the first year for Raiffeisen customers

Foreign transaction fee
1.35%
Network
VISA

Benefits and perks

  • Choose a Visa or a Mastercard.
  • Charge card: the bill is collected from your current account 3 days after the statement date.
  • 1.35% fee on payments in currencies other than the euro.
  • One-off activation fee of €20.
  • Card limit €4,000.
  • Travel insurance for you: baggage up to €2,100, travel accident up to €100,000, medical costs abroad.
  • Trip cancellation cover up to €2,500 a claim, twice a year.
  • Personal liability cover up to €750,000 while travelling.

Questions about the Raiffeisen Gold Credit Card

What is the annual fee on the Raiffeisen Gold Credit Card?

The Raiffeisen Gold Credit Card has an annual fee of €73.14.

Is the Raiffeisen Gold Credit Card worth it?

The Raiffeisen Gold Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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