Raiffeisen Mastercard Gold / Visa Gold

Raiffeisen Mastercard Gold / Visa Gold

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Raiffeisen · MASTERCARD

The Raiffeisen Mastercard Gold / Visa Gold is a credit card from Raiffeisen on the Mastercard network. It has an annual fee of $198. It earns 0.50% on everything else.

Verified 27 Sept 2026

Key facts

Annual fee
$198
Purchase APR
12% p.a.
Foreign transaction fee
1.5%
Network
MASTERCARD

Reward rates by category

Reward rates for the Raiffeisen Mastercard Gold / Visa Gold by spending category
CategoryRateDetail
Everything else0.50%Cashback paid monthly to your bank account

Benefits and perks

  • Choose a Mastercard or a Visa, or both.
  • Both cards together for CHF 19 a month.
  • Higher insurance cover, including luggage and medical travel assistance.

Questions about the Raiffeisen Mastercard Gold / Visa Gold

What is the annual fee on the Raiffeisen Mastercard Gold / Visa Gold?

The Raiffeisen Mastercard Gold / Visa Gold has an annual fee of $198.

What rewards does the Raiffeisen Mastercard Gold / Visa Gold earn?

The Raiffeisen Mastercard Gold / Visa Gold earns 0.50% on everything else.

Is the Raiffeisen Mastercard Gold / Visa Gold worth it?

The Raiffeisen Mastercard Gold / Visa Gold is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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