Ramp Business Card
Ramp · VISA · signature
The Ramp Business Card is a credit card from Ramp on the VISA network. It has an annual fee of $0. It earns up to 1.50% on everything else. The welcome offer is Get a $1,000 Ramp card upon approval.
Key facts
- Annual fee
- $0
- Credit needed
- No Credit
- Network
- VISA
- Welcome offer
- Get a $1,000 Ramp card upon approval
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | up to 1.50% | Up to 1.5% cashback on every purchase, with no limits or restrictions |
Benefits and perks
- Get a $1,000 Ramp card upon approval. Limit one per new customer. No minimum spend required.
- Real-time visibility into business spending to help guide strategic business decisions
- Seamless accounting and ERP integrations including NetSuite, Xero, QuickBooks, and more
- Control wasteful spending before it happens with built-in vendor and category restrictions
- Ramp is the world's first finance automation platform designed to save businesses time and money
- 5-in-1 platform combining corporate cards, expense management, bill payments, accounting integrations, and real-time reporting into one free solution
- Up to 1.5% cashback on every purchase, with no limits or restrictions
- Custom-branded physical cards
- Virtual cards with support for Apple and Google Pay
- First and only credit card with capabilities to control spend at the merchant, category, spend, and frequency level
- No annual fees, interest rates, or foreign transaction fees
- Ramp helps businesses save 5% on average
- Zero liability & fraud protection
Rates and fees
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Ramp Business Card
What is the annual fee on the Ramp Business Card?
The Ramp Business Card has an annual fee of $0.
What rewards does the Ramp Business Card earn?
The Ramp Business Card earns up to 1.50% on everything else.
What credit score do you need for the Ramp Business Card?
The Ramp Business Card is generally listed for applicants with no credit credit. Approval also depends on income and the issuer's own criteria.
Is the Ramp Business Card worth it?
The Ramp Business Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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