More Rewards RBC Visa
RBC Royal Bank · VISA
The More Rewards RBC Visa is a credit card from RBC Royal Bank on the VISA network. It has an annual fee of C$0. It earns 5x on groceries, 3x on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.99%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 5x | 5x on over 700 grocery |
| Everything else | 3x | 3x on all other purchases |
Benefits and perks
- Earn and Redeem with More Rewards: Earn More Rewards points everywhere you shop and redeem them for a wide variety of rewards including groceries, gift cards, experiences and travel.
- Get Comprehensive Insurance Coverage: Enjoy more peace of mind with mobile device insurance, purchase security and extended warranty coverage.
- Unlock Exclusive Perks and Benefits: Get exclusive savings, deals, and more from RBC and our partners like Petro-Canada.
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.99%, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the More Rewards RBC Visa
What is the annual fee on the More Rewards RBC Visa?
The More Rewards RBC Visa has an annual fee of C$0.
What rewards does the More Rewards RBC Visa earn?
The More Rewards RBC Visa earns 5x on groceries, 3x on everything else.
Is the More Rewards RBC Visa worth it?
The More Rewards RBC Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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