BMW Mastercard
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Resurs Bank · MASTERCARD
The BMW Mastercard is a credit card from Resurs Bank on the Mastercard network. It has an annual fee of SEK 0. It earns 1% on everything else.
Verified 11 Oct 2026
Key facts
- Annual fee
- SEK 0
- Purchase APR
- 18.9% p.a. (effective 24.94% on SEK 15,000)
- Foreign transaction fee
- 1.97%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | 1 point per SEK 1 (2 at BMW dealers), at most 100,000 points a month; every 10,000 points become a SEK 100 value check for BMW dealers and workshops |
Benefits and perks
- Example assumes the 1/20 instalment plan with a SEK 45 monthly admin fee.
- Interest-free for 30 to 60 days.
- Interest-free instalments over up to 12 months (SEK 45 monthly admin fee plus a set-up fee).
- Travel insurance for the whole family when at least 75% of the trip is paid with the card.
- Pay bills with the card for a 1.95% fee.
- Extra card SEK 50.
Questions about the BMW Mastercard
What is the annual fee on the BMW Mastercard?
The BMW Mastercard has an annual fee of SEK 0.
What rewards does the BMW Mastercard earn?
The BMW Mastercard earns 1% on everything else.
Is the BMW Mastercard worth it?
The BMW Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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