Reward credit card
Royal Bank of Scotland · MASTERCARD
The Reward credit card is a credit card from Royal Bank of Scotland on the MASTERCARD network. It has an annual fee of £24. It earns 1% on groceries, 0.25% on gas & fuel, 0.25% on everything else.
Key facts
- Annual fee
- £24
- Purchase APR
- 25.9% to 29.9% p.a. (variable)
- Foreign transaction fee
- 2.75%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 1% | Supermarket spending, excluding supermarket petrol stations |
| Gas & fuel | 0.25% | Supermarket petrol stations |
| Everything else | 0.25% | Everywhere else |
Benefits and perks
- Earn 1% back in Rewards on supermarket spending (0.25% at supermarket petrol stations and everywhere else).
- Get 1-15% back at chosen MyRewards retailers.
- Annual fee refunded if you have a Reward current account.
- The maximum interest-free period is up to 56 days and only applies to purchases.
- No late payment fee and no fee for going over your credit limit.
Questions about the Reward credit card
What is the annual fee on the Reward credit card?
The Reward credit card has an annual fee of £24.
What rewards does the Reward credit card earn?
The Reward credit card earns 1% on groceries, 0.25% on gas & fuel, 0.25% on everything else.
Is the Reward credit card worth it?
The Reward credit card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Royal Bank of Scotland
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement