Scotia Momentum® No-Fee Visa Card

Scotia Momentum® No-Fee Visa Card

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Scotiabank · VISA

The Scotia Momentum® No-Fee Visa Card is a credit card from Scotiabank on the Visa network. The welcome offer is Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).

Verified 9 Sept 2026

Key facts

Network
VISA
Welcome offer
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance, 22.99% after that; annual fee $0).

Benefits and perks

  • Get up to 6¢/L in value on fuel purchases at Shell stations
  • Earn up to 1% cash back on select purchases
  • Enjoy no annual fee

Questions about the Scotia Momentum® No-Fee Visa Card

What is the annual fee on the Scotia Momentum® No-Fee Visa Card?

Woodo does not currently hold verified annual fee data for the Scotia Momentum® No-Fee Visa Card. Check the issuer's own terms for the current fee.

Is the Scotia Momentum® No-Fee Visa Card worth it?

The Scotia Momentum® No-Fee Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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