SJ Prio Mastercard
SEB Kort · MASTERCARD
The SJ Prio Mastercard is a credit card from SEB Kort on the Mastercard network. It has an annual fee of SEK 415. The welcome offer is 20,000 SJ Prio points as a welcome gift, and no annual fee for the first 3 months (offer ends 16 October 2026).
Key facts
- Annual fee
- SEK 415
- Purchase APR
- 19% p.a. (effective 21.38% on SEK 20,000 over 12 months)
- Foreign transaction fee
- 2%
- Network
- MASTERCARD
- Welcome offer
- 20,000 SJ Prio points as a welcome gift, and no annual fee for the first 3 months (offer ends 16 October 2026)
Benefits and perks
- 10 SJ Prio points per SEK 100 at Prio level, 20 at Prio Plus and 30 at Prio Premium.
- 30% off one SJ rail booking a year, for you and your travel party.
- Travel insurance with cancellation and delay cover when at least 75% of the trip is paid with the card.
- ID theft insurance included.
- Up to 60 days interest-free and two payment-free months a year.
Questions about the SJ Prio Mastercard
What is the annual fee on the SJ Prio Mastercard?
The SJ Prio Mastercard has an annual fee of SEK 415.
Is the SJ Prio Mastercard worth it?
The SJ Prio Mastercard is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
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