The secured Self Visa® Credit Card 1

The secured Self Visa® Credit Card 1

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Self · VISA · not specified

The The secured Self Visa® Credit Card 1 is a credit card from Self on the VISA network. It has an annual fee of $25.

Verified 30 Aug 2026

Key facts

Annual fee
$25
Purchase APR
27.49% APR Variable
Credit needed
Poor, No Credit
Network
VISA

Benefits and perks

  • $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.
  • With no credit check or prior credit required, anyone can start building credit. Fund your card with a minimum security deposit of $100 and use it anywhere Visa® is accepted in the U.S. Build credit by making on-time payments and maintaining a low credit utilization ratio. Every on-time payment helps build credit history.
  • If you don’t have the $100 security deposit today, consider a Credit Builder Account 2 starting at $25 a month 4 . Consistent, on-time payments help you build credit and build savings to secure The secured Self Visa® Credit Card 3 .
  • 1 The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
  • 2 Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
  • 3 Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
  • 4 $25/mo, 24 mos, 15.92% APR; $35/mo, 24 mos, 15.69% APR; $48/mo, 24 mos, 15.51% APR; $150/mo, 24 mos, 15.82% APR. See self.inc/pricing

Rates and fees

Annual membership fee: $25. Purchase APR: 27.49% APR Variable, based on creditworthiness and the Prime Rate.

Rates and fees as published by the issuer and recorded on 30 Aug 2026. See the issuer's terms for current rates. View the issuer's terms

Questions about the The secured Self Visa® Credit Card 1

What is the annual fee on the The secured Self Visa® Credit Card 1?

The The secured Self Visa® Credit Card 1 has an annual fee of $25.

What credit score do you need for the The secured Self Visa® Credit Card 1?

The The secured Self Visa® Credit Card 1 is generally listed for applicants with poor or no credit credit. Approval also depends on income and the issuer's own criteria.

Is the The secured Self Visa® Credit Card 1 worth it?

The The secured Self Visa® Credit Card 1 is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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