Simplii Financial Cash Back Visa Card
Simplii Financial · VISA
The Simplii Financial Cash Back Visa Card is a credit card from Simplii Financial on the VISA network. It has an annual fee of C$0. It earns 4% on dining & restaurants, 1.50% on gas & fuel, 1.50% on groceries. The welcome offer is Earn cash back on essentials with a Simplii Cash Back Visa Card! Earn up to $100 cash back in your first 3 months when you spend up to $500 spending on eligible gas, grocery, and drugstore purchases, and pre-authorized payments.
Key facts
- Annual fee
- C$0
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Earn cash back on essentials with a Simplii Cash Back Visa Card! Earn up to $100 cash back in your first 3 months when you spend up to $500 spending on eligible gas, grocery, and drugstore purchases, and pre-authorized payments.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Dining & restaurants | 4% | 4% on eligible restaurant, bar and coffee shop purchases |
| Gas & fuel | 1.50% | 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments |
| Groceries | 1.50% | 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments |
| Health & pharmacy | 1.50% | 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments |
| Bills & utilities | 1.50% | 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments |
| Everything else | 0.50% | 0.5% on all other credit card purchases with no limit on how much you can earn. |
Benefits and perks
- Use Click to Pay online
- Shop securely: Stay secure with chip and pin technology. Get real-time fraud alerts by email, text and phone about suspicious activity on your credit card.
- Pay with your phone: Add your credit card to your mobile wallet and pay with Apple Pay, Google Pay™ or Samsung Pay.
- Purchase Security and Extended Protection Insurance: Protect your purchases with double the manufacturer’s warranty, up to one additional year.
- CIBC Travel Medical Insurance: Enjoy your trip more knowing you have insurance protection in the event of an emergency.
Rates and fees
Annual membership fee: C$0. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 9 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Simplii Financial Cash Back Visa Card
What is the annual fee on the Simplii Financial Cash Back Visa Card?
The Simplii Financial Cash Back Visa Card has an annual fee of C$0.
What rewards does the Simplii Financial Cash Back Visa Card earn?
The Simplii Financial Cash Back Visa Card earns 4% on dining & restaurants, 1.50% on gas & fuel, 1.50% on groceries, 1.50% on health & pharmacy, 1.50% on bills & utilities, 0.50% on everything else.
Is the Simplii Financial Cash Back Visa Card worth it?
The Simplii Financial Cash Back Visa Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
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