Standard Chartered Journey Credit Card
Standard Chartered Singapore · VISA
The Standard Chartered Journey Credit Card is a credit card from Standard Chartered Singapore on the Visa network. It has an annual fee of S$196.20. It earns up to 3x on transport & transit, 1.2x on everything else. The welcome offer is Up to 3 NVIDIA shares for new SC cardholders who spend S$1,000 in 30 days, put S$20,000 of fresh funds in a new Bonus$aver account (3 shares at S$50,000) and open an SC Online Trading account (offer ends 1 February 2027).
Key facts
- Annual fee
- S$196.20
- Purchase APR
- 27.9% p.a.
- Network
- VISA
- Welcome offer
- Up to 3 NVIDIA shares for new SC cardholders who spend S$1,000 in 30 days, put S$20,000 of fresh funds in a new Bonus$aver account (3 shares at S$50,000) and open an SC Online Trading account (offer ends 1 February 2027)
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Transport & transit | up to 3x | Online transport bookings in SGD (Grab, Gojek and similar); bonus spend capped at S$1,000 a statement month |
| Everything else | 1.2x | Miles per S$1 on local spend, no cap |
Benefits and perks
- 2 miles per S$1 on overseas spend, no cap.
- 3 miles per S$1 on online groceries and food delivery in SGD, within the same S$1,000 monthly bonus cap.
- Two complimentary Priority Pass lounge visits.
- Travel insurance cover of up to S$500,000.
- 10,000 miles each year the annual fee is paid on renewal.
- 360° Rewards Points never expire.
- First-year annual fee waived.
Questions about the Standard Chartered Journey Credit Card
What is the annual fee on the Standard Chartered Journey Credit Card?
The Standard Chartered Journey Credit Card has an annual fee of S$196.20.
What rewards does the Standard Chartered Journey Credit Card earn?
The Standard Chartered Journey Credit Card earns up to 3x on transport & transit, 1.2x on everything else.
Is the Standard Chartered Journey Credit Card worth it?
The Standard Chartered Journey Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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