Swedbank Mastercard Guld

Swedbank Mastercard Guld

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Swedbank · MASTERCARD

The Swedbank Mastercard Guld is a credit card from Swedbank on the Mastercard network. It has an annual fee of SEK 495. It earns 0.40% on everything else.

Verified 11 Oct 2026

Key facts

Annual fee
SEK 495
Purchase APR
13.55% p.a. (effective 12.93% on SEK 70,000 over 12 months)
Foreign transaction fee
1.65%
Network
MASTERCARD

Reward rates by category

Reward rates for the Swedbank Mastercard Guld by spending category
CategoryRateDetail
Everything else0.40%1 bonus point per SEK 1 spent; every 25,000 points pay back SEK 100 (0.4%)

Benefits and perks

  • Credit limit from SEK 30,000.
  • Up to 55 days interest-free.
  • 15 öre a litre off petrol, E85 and diesel at staffed Preem stations.
  • Travel insurance with cancellation cover when the trip is paid with the card.
  • Purchase cover: accidental damage, price guarantee and extended warranty, with no excess.
  • Hire car excess waiver up to SEK 30,000 when the hire is paid with the card.
  • Roadside assistance excess and misfuelling cover.
  • Extra card SEK 130 a year.

Questions about the Swedbank Mastercard Guld

What is the annual fee on the Swedbank Mastercard Guld?

The Swedbank Mastercard Guld has an annual fee of SEK 495.

What rewards does the Swedbank Mastercard Guld earn?

The Swedbank Mastercard Guld earns 0.40% on everything else.

Is the Swedbank Mastercard Guld worth it?

The Swedbank Mastercard Guld is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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