poinz Cards
Swisscard · AMEX
The poinz Cards is a credit card from Swisscard on the American Express network. It has an annual fee of $0. It earns 1% on everything else. The welcome offer is 3% cashback on the American Express card for the first three months, up to CHF 100.
Key facts
- Annual fee
- $0
- Network
- AMEX
- Welcome offer
- 3% cashback on the American Express card for the first three months, up to CHF 100
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 1% | 1% cashback with the poinz American Express, 0.25% with the poinz Visa, credited to the poinz account |
Benefits and perks
- A card duo: the poinz American Express plus the poinz Visa, both free.
- Cashback lands in the poinz account within 24 hours and can be moved to a bank account.
- Return Protection Insurance.
Questions about the poinz Cards
What is the annual fee on the poinz Cards?
The poinz Cards has an annual fee of $0.
What rewards does the poinz Cards earn?
The poinz Cards earns 1% on everything else.
Is the poinz Cards worth it?
The poinz Cards is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Swisscard
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement