Synchrony Premier World Mastercard®
Synchrony · MASTERCARD
The Synchrony Premier World Mastercard® is a credit card from Synchrony on the MASTERCARD network. It has an annual fee of $0. It earns 2% on everything else.
Key facts
- Annual fee
- $0
- Credit needed
- Excellent, Good
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 2% | 2% cash back* on every purchase–no categories, tiers, or limits–no kidding. |
Benefits and perks
- 2% cash back* on every purchase–no categories, tiers, or limits–no kidding.
- No annual fee^
- Zero Liability Protection
- Secure online and mobile app account access
- Get more out of every day purchases — earn 2% cash back with the Synchrony Premier World Mastercard®. No complicated math or rewards categories to remember.
- Plus, you’ll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
- *CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Terms for details.
- ^NO ANNUAL FEE: New Accounts as of August 28, 2026: Variable Purchase APR 20.49%, 27.49%, or 33.24%. Variable Balance Transfer APR 20.49%, 27.49% or 33.24% and 5% Fee ($5 min). Variable Cash APR 23.49%, 30.49% or 36.24% and 5% Fee ($10 min). Variable Penalty APR 30.49%, 37.49%, or 39.99%. Minimum Interest Charge is $2. Foreign Transaction Fee is 3%.
Rates and fees
Annual membership fee: $0.
Rates and fees as published by the issuer and recorded on 6 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Synchrony Premier World Mastercard®
What is the annual fee on the Synchrony Premier World Mastercard®?
The Synchrony Premier World Mastercard® has an annual fee of $0.
What rewards does the Synchrony Premier World Mastercard® earn?
The Synchrony Premier World Mastercard® earns 2% on everything else.
What credit score do you need for the Synchrony Premier World Mastercard®?
The Synchrony Premier World Mastercard® is generally listed for applicants with excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Synchrony Premier World Mastercard® worth it?
The Synchrony Premier World Mastercard® is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
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