
Tangerine Money-Back Credit Card
Tangerine · MASTERCARD
The Tangerine Money-Back Credit Card is a credit card from Tangerine on the MASTERCARD network. It has an annual fee of C$0. It earns 0.50% on everything else.
Key facts
- Annual fee
- C$0
- Purchase APR
- 20.95%
- Network
- MASTERCARD
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.50% | 0.5% back on everything else |
Benefits and perks
- Free Authorized Users (x5): Free Cards for up to 5 Users - which means more opportunities for cash back for you
- Purchase Assurance and Extended Warranty⁵: You may receive a lifetime maximum of up to $60,000.
- Get up to 8¢ per litre in value¹: Link your Money-Back Credit Card to your Shell Go+ account to stack savings at the pump. Learn More
- Accelerated earn rate: 2% cash back in up to 3 categories of your choice with a savings account + 0.5% back on everything else.
- Categories to choose from: Grocery, Restaurants, Gas, Entertainment, Furniture, Hotel-Motel, Drug Store, Recurring Bill Payments, Home Improvement, Public Transportation and Parki
Rates and fees
Annual membership fee: C$0. Purchase APR: 20.95%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.95%.
Rates and fees as published by the issuer and recorded on 10 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the Tangerine Money-Back Credit Card
What is the annual fee on the Tangerine Money-Back Credit Card?
The Tangerine Money-Back Credit Card has an annual fee of C$0.
What rewards does the Tangerine Money-Back Credit Card earn?
The Tangerine Money-Back Credit Card earns 0.50% on everything else.
Is the Tangerine Money-Back Credit Card worth it?
The Tangerine Money-Back Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
More from Tangerine
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
Upload a statement