TD Cash Back Visa Infinite Card
TD · VISA
The TD Cash Back Visa Infinite Card is a credit card from TD on the VISA network. It has an annual fee of C$139. It earns 3% on groceries, 1% on everything else. The welcome offer is Earn up to $600 in total value including an Annual Fee rebate for the first year. Conditions apply.
Key facts
- Annual fee
- C$139
- Purchase APR
- 21.99%
- Network
- VISA
- Welcome offer
- Earn up to $600 in total value including an Annual Fee rebate for the first year. Conditions apply.
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3% | 3% on grocery |
| Everything else | 1% | 1% on all other purchases |
Benefits and perks
- Earn Cash Back Dollars on every eligible Purchase.
- Emergency Road Services with Deluxe TD Auto Club Membership 18.
- Complimentary Visa Infinite* Concierge service 8 available 24/7.
- Mobile Device Insurance 17.
- Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, and Public Transit Purchases 3, #.
- Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases 3, #.
- Earn 1% in Cash Back Dollars on all other Purchases 5, #.
- Redeem any time: Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours 6!
- Special offers at your fingertips: Enjoy perks and offers from TD and merchants with your Eligible TD Card.
- Earn more at Starbucks: Link your eligible Card to earn more Starbucks Stars at participating Starbucks stores. Conditions apply.
- Big savings are on the way with Uber One: Eligible TD Cardholders can get a free Uber One trial for 6 months – then enjoy 20% off! Conditions apply.
Rates and fees
Annual membership fee: C$139. Purchase APR: 21.99%, based on creditworthiness and the Prime Rate. Cash advance APR: 22.99%.
Rates and fees as published by the issuer and recorded on 8 Sept 2026. See the issuer's terms for current rates. View the issuer's terms
Questions about the TD Cash Back Visa Infinite Card
What is the annual fee on the TD Cash Back Visa Infinite Card?
The TD Cash Back Visa Infinite Card has an annual fee of C$139.
What rewards does the TD Cash Back Visa Infinite Card earn?
The TD Cash Back Visa Infinite Card earns 3% on groceries, 1% on everything else.
Is the TD Cash Back Visa Infinite Card worth it?
The TD Cash Back Visa Infinite Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
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