Tesco Bank Everyday Low APR Credit Card

Tesco Bank Everyday Low APR Credit Card

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Tesco Bank · MASTERCARD

The Tesco Bank Everyday Low APR Credit Card is a credit card from Tesco Bank on the MASTERCARD network. It has an annual fee of £0. It earns 0.3x on groceries, 0.3x on gas & fuel, 0.1x on everything else.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
12.9% p.a. (variable)
Foreign transaction fee
2.75%
Network
MASTERCARD

Reward rates by category

Reward rates for the Tesco Bank Everyday Low APR Credit Card by spending category
CategoryRateDetail
Groceries0.3x1 point for every £4 spent in Tesco
Gas & fuel0.3x1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought
Everything else0.1x1 point for every £8 spent outside of Tesco

Benefits and perks

  • Our best card for collecting extra Clubcard points on your everyday spending.
  • Collect Clubcard points almost every time you spend in and out of Tesco
  • Our Everyday Low APR Credit Card is designed for daily spending while earning extra Clubcard points. It also has our lowest purchase interest rate, which can help you spread the cost of bigger or surprise bills, like a car repair or new fridge.
  • Our lowest interest rate on purchases A low 12.9% APR representative (variable) on purchases.
  • Collect extra Clubcard points with your Clubcard Credit Card 1 point for every £4 spent in Tesco 1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought 1 point for every £8 spent outside of Tesco Points calculated on single transactions. Exclusions apply. Rates may vary. Find more information on Credit Card Rewards.
  • Unlock Clubcard Prices Did you know that you can use your Clubcard Credit Card to unlock Clubcard Prices? Watch your prices fall at the till, tap your credit card once to activate your Clubcard, and tap again to pay.

Questions about the Tesco Bank Everyday Low APR Credit Card

What is the annual fee on the Tesco Bank Everyday Low APR Credit Card?

The Tesco Bank Everyday Low APR Credit Card has an annual fee of £0.

What rewards does the Tesco Bank Everyday Low APR Credit Card earn?

The Tesco Bank Everyday Low APR Credit Card earns 0.3x on groceries, 0.3x on gas & fuel, 0.1x on everything else.

Is the Tesco Bank Everyday Low APR Credit Card worth it?

The Tesco Bank Everyday Low APR Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

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