thinkmoney Credit Card
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thinkmoney · MASTERCARD
The thinkmoney Credit Card is a credit card from thinkmoney on the Mastercard network.
Verified 24 Oct 2026
Key facts
- Purchase APR
- 39.9% APR representative (variable)
- Intro APR
- 0% on purchases for 6 months, if eligible
- Network
- MASTERCARD
Benefits and perks
- Credit limits from £200 to £4,000
- One interest rate for all transactions
- A yes or no in 60 seconds before you apply, with no impact on your credit score
- Use your card details online before the physical card arrives
Questions about the thinkmoney Credit Card
What is the annual fee on the thinkmoney Credit Card?
Woodo does not currently hold verified annual fee data for the thinkmoney Credit Card. Check the issuer's own terms for the current fee.
Is the thinkmoney Credit Card worth it?
The thinkmoney Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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