
UBS Gold Credit Card
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UBS · VISA
The UBS Gold Credit Card is a credit card from UBS on the Visa network. It has an annual fee of $200. It earns 0.40% on everything else.
Verified 27 Sept 2026
Key facts
- Annual fee
- $200
- Purchase APR
- 12% p.a.
- Foreign transaction fee
- 1.75%
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Everything else | 0.40% | 4 KeyClub points (1 point = CHF 1) for every CHF 1,000 spent |
Benefits and perks
- Choose a UBS Visa or a UBS Mastercard.
- A second card is included in the price.
- From CHF 12 a month as part of UBS Banking.
Questions about the UBS Gold Credit Card
What is the annual fee on the UBS Gold Credit Card?
The UBS Gold Credit Card has an annual fee of $200.
What rewards does the UBS Gold Credit Card earn?
The UBS Gold Credit Card earns 0.40% on everything else.
Is the UBS Gold Credit Card worth it?
The UBS Gold Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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