The Ulster Bank Credit Card

The Ulster Bank Credit Card

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Ulster Bank · MASTERCARD

The The Ulster Bank Credit Card is a credit card from Ulster Bank on the MASTERCARD network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
12.9% to 18.9% p.a. (variable)
Foreign transaction fee
None
Network
MASTERCARD

Benefits and perks

  • Low interest rates – which could save you money.
  • No foreign transaction fees – on purchases abroad. (You'll still pay fees if you take money out of cash machines abroad or get a money advance. You may also pay local fees.)
  • No annual fee – you won't pay a fee each year to have this card.
  • No balance transfer fees - and a low interest rate of just 12.9% p.a. (variable) when you transfer a balance from another card.
  • The maximum interest-free period is up to 56 days and only applies to purchases.
  • No late payment fee and no fee for going over your credit limit.

Questions about the The Ulster Bank Credit Card

What is the annual fee on the The Ulster Bank Credit Card?

The The Ulster Bank Credit Card has an annual fee of £0.

Is the The Ulster Bank Credit Card worth it?

The The Ulster Bank Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

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