UniBank Credit Card
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UniBank · VISA
The UniBank Credit Card is a credit card from UniBank on the Visa network. It has an annual fee of A$0.
Verified 24 Oct 2026
Key facts
- Annual fee
- A$0
- Purchase APR
- 11.50% p.a. (variable)
- Intro APR
- 7.90% p.a. on purchases for 6 months
- Foreign transaction fee
- 2.9%
- Network
- VISA
Benefits and perks
- Flexible limits to suit your lifestyle, from $1,000 up to $25,000
- Up to 55 days interest-free on eligible purchases
- Add additional cardholders for free
- Shop with confidence with Visa Zero Liability
- Late payment fee $10
Questions about the UniBank Credit Card
What is the annual fee on the UniBank Credit Card?
The UniBank Credit Card has an annual fee of A$0.
Is the UniBank Credit Card worth it?
The UniBank Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
Not sure this is the right card for you?
Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.
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