Virgin Money Balance Transfer Credit Card

Virgin Money Balance Transfer Credit Card

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Virgin Money · MASTERCARD

The Virgin Money Balance Transfer Credit Card is a credit card from Virgin Money on the MASTERCARD network. It has an annual fee of £0.

Verified 12 Sept 2026

Key facts

Annual fee
£0
Purchase APR
27.9% p.a. (variable)
Intro APR
0% on purchases for 3 months
Network
MASTERCARD

Benefits and perks

  • 0% interest on balance transfers for up to 36 months. Fees and terms apply.
  • 0% interest on transfers for up to 36 months
  • 0% interest on purchases for 3 months
  • 0% rate if you miss a minimum monthly payment. You'll then

Questions about the Virgin Money Balance Transfer Credit Card

What is the annual fee on the Virgin Money Balance Transfer Credit Card?

The Virgin Money Balance Transfer Credit Card has an annual fee of £0.

Is the Virgin Money Balance Transfer Credit Card worth it?

The Virgin Money Balance Transfer Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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Not sure this is the right card for you?

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