Tilt Essentials Card
WebBank · VISA · not specified
The Tilt Essentials Card is a credit card from WebBank on the Visa network. It has an annual fee of $0. It earns 3% on groceries, 1% on everything else.
Key facts
- Annual fee
- $0
- Purchase APR
- 29.99% Variable
- Credit needed
- No Credit, Excellent, Good
- Network
- VISA
Reward rates by category
| Category | Rate | Detail |
|---|---|---|
| Groceries | 3% | Unlock 3% on gas and groceries with AutoPay |
| Everything else | 1% | 1% cash back on all purchases |
Benefits and perks
- 1% cash back on all purchases. Unlock 3% on gas and groceries with AutoPay
- No Annual Fee
- 1-10% cash back at select national merchants
- Credit limit increases in as early as 4 months for qualified borrowers
- Pay with ease with a contactless card or on your phone using Apple Pay, Google Pay, or Samsung Pay
- Build credit alongside hundreds of thousands of Tilt card members
- Tilt reports to all 3 major credit bureaus
- Freeze your card in the mobile app at any time for peace of mind
- Zero liability fraud coverage
- No security deposits required
- Card issued by WebBank
Rates and fees
Annual membership fee: $0. Purchase APR: 29.99% Variable, based on creditworthiness and the Prime Rate.
Rates and fees as published by the issuer and recorded on 1 Oct 2026. See the issuer's terms for current rates.
Questions about the Tilt Essentials Card
What is the annual fee on the Tilt Essentials Card?
The Tilt Essentials Card has an annual fee of $0.
What rewards does the Tilt Essentials Card earn?
The Tilt Essentials Card earns 3% on groceries, 1% on everything else.
What credit score do you need for the Tilt Essentials Card?
The Tilt Essentials Card is generally listed for applicants with no credit or excellent or good credit. Approval also depends on income and the issuer's own criteria.
Is the Tilt Essentials Card worth it?
The Tilt Essentials Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.
Community
Approval and real earn reports from cardholders are coming to this page soon.
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