CarPay Visa

CarPay Visa

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Ziklo Bank · VISA

The CarPay Visa is a credit card from Ziklo Bank on the Visa network. It has an annual fee of SEK 0.

Verified 11 Oct 2026

Key facts

Annual fee
SEK 0
Purchase APR
19.56% p.a. (effective 23.56% on SEK 20,000 over 12 months)
Network
VISA

Benefits and perks

  • Bonus when you charge, fuel, wash and equip the car, usable on public transport and trains too.
  • Discounts on fuel, car washes and accessories.
  • Interest-free instalments for servicing and repairs at partner workshops.
  • Travel insurance for you and your family when the trip is paid with the card.

Questions about the CarPay Visa

What is the annual fee on the CarPay Visa?

The CarPay Visa has an annual fee of SEK 0.

Is the CarPay Visa worth it?

The CarPay Visa is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

Community

Approval and real earn reports from cardholders are coming to this page soon.

Not sure this is the right card for you?

Upload a credit card statement and Woodo works out what you actually spend by category, then ranks every card in the catalog against your own numbers. No bank login needed.

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