- 0.40% Everything else
- Annual fee
- HK$3,800
- Purchase APR
- 35.7% APR
- Welcome offer
- 10% cash rebate on mobile payments, up to HK$300, in the first 3 months for new BOC credit card customers (offer ends 31 December 2026)
Verified 8 Oct 2026
Compare credit cards by what you actually spend
One catalog, every market we cover. Filter by country, card type, issuer and network, then upload a statement and let your own spending pick the card instead of a generic ranking.
All issuersAEONAmerican ExpressBank of China (Hong Kong)Bank of East AsiaCCB (Asia)China CITIC Bank InternationalChong Hing BankCitibank Hong KongCMB Wing Lung BankDah Sing BankDBS Hong KongFubon BankHang Seng BankHSBC Hong KongICBC (Asia)Mox BankOCBC Hong KongShanghai Commercial BankStandard Chartered Hong Kong
31 cards in Hong Kong
Showing 25–31
- 0.50% Everything else
- Annual fee
- HK$3,800
- Purchase APR
- 35.6% APR
Verified 8 Oct 2026
CNCBI Hong Kong Airlines Mastercard
China CITIC Bank International · MASTERCARD
No ratings yetNot yet rated
- 0.5x Travel
- 0.25x Travel
- 0.25x Online shopping
- Purchase APR
- 34.49% APR
- Welcome offer
- Up to 104,000 Fortune Wings Club points for new customers: 26,000 for spending HK$25,000 within 150 days, up to 104,000 for spending HK$70,000 plus a HK$2,400 redemption fee (offer ends 31 December 2026)
Verified 8 Oct 2026
- Annual fee
- HK$0
- Purchase APR
- 33.22% APR
- Welcome offer
- HK$300 cash rebate for new customers who spend HK$3,000 within 3 months (offer ends 31 December 2026)
Verified 8 Oct 2026
BEA UnionPay Dual Currency Diamond Credit Card
Bank of East Asia · UNIONPAY
No ratings yetNot yet rated
- Annual fee
- HK$1,800
- Purchase APR
- 35.91% APR
- Welcome offer
- Up to HK$400 + CNY400 cash rebate for new BEA credit card customers (offer ends 13 January 2027)
Verified 9 Oct 2026
- Annual fee
- HK$9,500
- Purchase APR
- None: the balance is paid in full each month
Verified 8 Oct 2026
- Annual fee
- HK$9,500
- Purchase APR
- 35.96% APR
- Welcome offer
- 660,000 Membership Rewards points for new cardmembers who spend HK$60,000 in the first 6 months, and 660,000 more for a transaction in months 15 to 17 (offer ends 31 October 2026)
Verified 8 Oct 2026
For issuers and partners
Start a conversationWant your card seen here?
Tell us what you would like to feature and we will send back what is available. Placements are labelled as sponsored and sit outside the ranked list, which no issuer can pay into.
Common questions about comparing cards
How do I choose a credit card?
Choose a credit card by matching its highest reward rates to the categories you already spend most in, then subtracting the annual fee from the rewards you would realistically earn. A card paying 5% on dining is worth less than a flat 2% card if dining is a small share of your spending.
Can I compare credit cards from different countries?
Yes. Woodo keeps a separate catalog per country because credit cards are licensed and priced per market, so a card available in Singapore cannot be opened from the United States. Select a country to see the cards actually issued there.
Does comparing credit cards affect my credit score?
Comparing credit cards does not affect your credit score. Only submitting an application triggers a hard inquiry, and browsing or filtering a comparison page does not.
How does Woodo rank credit cards?
Woodo ranks credit cards by annual fee and reward coverage. No issuer can pay to move a card up the list. Most comparison sites work the other way: Bankrate and WalletHub both disclose that advertiser compensation affects the order in which cards appear in their listings.
Do credit card comparison sites get paid to rank cards higher?
Many do. Bankrate discloses that its compensation may impact the order in which products appear within listing categories, and WalletHub discloses that advertising affects the order and prevalence of offers. Woodo separates the two: the ranked list is ordered by stated consumer criteria only, and any paid placement appears in a slot labelled as sponsored, outside that list.
How current is the card data?
Every card shows the date its details were last verified against the issuer or network source. Cards whose data passes the staleness threshold stop displaying rates and fees rather than showing an outdated number.
Woodo currently tracks 1527 cards. Each is re-verified against its issuer or network source on a monthly schedule.