Amex® Cashback Credit Card

Amex® Cashback Credit Card

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American Express · AMEX

The Amex® Cashback Credit Card is a credit card from American Express on the AMEX network. It has an annual fee of £25. The welcome offer is Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.

Verified 12 Sept 2026

Key facts

Annual fee
£25
Purchase APR
29.1% p.a. (variable)
Network
AMEX
Welcome offer
Get 5% cashback on your purchases (up to £125) for the first three months of Cardmembership. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.

Benefits and perks

  • Cashback On Purchases. After your welcome bonus period (first three months), you’ll earn up to 1.25% cashback, depending on how much you spend on the Card within your Cardmembership year: - Receive 0.75% cashback on spend up to £10,000 - Receive 1.25% cashback on spend above £10,000
  • Flexibility. Enjoy the freedom of paying off your balance in full or over several months. Terms apply.
  • American Express Offers. Enjoy carefully selected offers from our range of retail and travel partners.
  • Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
  • Earn cashback on purchases. After your welcome bonus period (first three months), you’ll earn up to 1.25% cashback, depending on how much you spend on the Card within your Cardmembership year: -Receive 0.75% cashback on spend up to £10,000 -Receive 1.25% cashback on spend above £10,000
  • No limit on cashback. There is no cap on how much cashback you could earn in a year
  • Invite Friends, get Rewarded. Invite a friend and earn at least £30 * bonus cashback if they are approved – up to £150 a year. Find out more here.
  • Complimentary Supplementary Cards. Add family members or a partner to your Account and earn Cashback faster.
  • American Express Experiences®. Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
  • Purchase and Refund Protection. Covers eligible items purchased using the Card.
  • Global Assist®. Provides 24/7 help whenever you are travelling outside the UK.
  • Travel Accident Insurance. Up to £150,000 cover on public transport when you buy your ticket with your Card.
  • Receive your Card in the Post. Once approved, you’ll receive your Card in the post, so you can start earning Cashback on your spend straight away.
  • Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.

Questions about the Amex® Cashback Credit Card

What is the annual fee on the Amex® Cashback Credit Card?

The Amex® Cashback Credit Card has an annual fee of £25.

Is the Amex® Cashback Credit Card worth it?

The Amex® Cashback Credit Card is worth it when the rewards you would earn on your own spending exceed its annual fee. Upload a statement to Woodo and the calculation runs against your real categories rather than an assumed budget.

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