The Platinum Card®

Key facts

Annual fee

£650

Purchase APR

29.1% p.a. (variable)

Network

AMEX

Welcome offer

Earn 50,000 Membership Rewards® bonus points when you spend £6,000 in your first three months of Cardmembership. Terms apply, 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card that earns Membership Rewards points, and haven’t had one in the last 24 months.

Benefits and perks

• Click here to understand the value of the The Platinum Card® benefits
• PayPal Pay with Points. You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card, or a combination of both.
• Membership Rewards Points. Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
• Earn 50,000 Membership Rewards® bonus points. when you spend £6,000 in your first three months of Cardmembership. Annual fee applies. Terms apply, 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card that earns Membership Rewards points, and haven’t had one in the last 24 months.
• Airport Lounge Access. Complimentary access to over 1,550 airport lounges across more than 140 countries worldwide.
• Hotel Benefits. Access extra value and exclusive benefits around the world with the Fine Hotels + Resorts program and The Hotel Collection, including complimentary room upgrades upon arrival (when available) and a late check-out.
• Complimentary digital subscription to The Times. With your complimentary annual digital subscription to The Times and Sunday Times, you can keep on top of what's new.
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• Membership Rewards Points. Membership Rewards is our way of saying ‘thank you’. Our customer loyalty programme rewards you every time you spend on your Card and you get to choose how to use your points. Visit our Membership Rewards page to find out more.
• Earn Membership Rewards. You and your Supplementary Cardmember earn 1 point for every £1 spent and earn faster with 1 additional point for every £1 spent at American Express Travel Online.
• Use Points the Way You Want. Unlike other loyalty programmes, Membership Rewards points never expire. Get shopping, travel and entertainment rewards or even offset any purchase made on your Card. Visit our Membership Rewards page to see more ways you can use your points.
• Invite Friends, get Rewarded. Invite a friend and earn at least 12,000 * bonus Membership Rewards points if they are approved – up to 90,000 points a year. You can put them towards Amazon purchases, flights or paying off your balance. Find out more here.
• American Express Experiences®. American Express Experiences gives you access to sought-after events, from music concerts to fashion to iconic sports events.
• Complimentary Supplementary Card. Extend your benefits to those closest to you and earn points for their purchases on a complimentary Supplementary Card. The first Platinum Supplementary Card is provided at no additional charge. An annual fee of £285 applies to each additional Platinum Supplementary Card beyond this.
• American Express Offers. Enjoy carefully selected offers from our range of retail partners. Simply choose the offers you like, save them to your Card and then spend in line with the offer requirements.
• Purchase and Refund Protection. Purchase Protection and Refund Protection covers eligible items purchased using the Card.
• Platinum Service via the Amex App. The new messaging feature in your Amex App puts Platinum Service in your pocket. Now you can take care of your Account details and enjoy fast, easy access to Platinum, even when you’re on the move.
• Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
• The Bicester Collection. The world’s best brands, at the world’s best prices. Platinum Cardmembers receive benefits at 9 destinations across The Bicester Collection Villages in the UK and Europe. Enjoy an extra 10% savings with a downloaded eVIP Pass, complimentary Hands-free Shopping, Personal Shopping appointments, Reserved Parking and access to the Private Sale.
• Airport Lounges Access. Put your feet up before you take off with complimentary access to over 1,550 airport lounges across more than 140 countries worldwide including the American Express lounges.
• Lodging Benefits. Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton Honors TM Gold status, Marriot Bonvoy TM Gold Elite Status, MeliáRewards Gold, Radisson Rewards Premium Status, and ALL Accor TM Gold Status. Enrolment required.
• Car Rental Benefits. Enjoy car rental benefits such as upgrades and discounts, when available, with access to the higher tiers of our travel partners' loyalty programmes, including Avis Loyalty Programme and Hertz Gold Plus Rewards®. Enrolment required.
• Airfare Benefit. As a Platinum Cardmember, you and your Platinum Supplementary Cardmember can enjoy access to savings on select first class, business, and premium economy tickets with participating airlines on designated international flights when you book through American Express Travel.
• 24/7 Global Assist®. Global assist provides 24/7 help whenever you are travelling outside the UK.
• Platinum Travel Services. The Platinum Travel Services team is here to support Platinum Cardmembers in arranging travel experiences. Cardmembers can get started online via Amex Travel Online by browsing our website here.

Questions about the Platinum Card®