The American Express® Rewards Credit Card

Key facts

Annual fee

£0

Purchase APR

29.1% p.a. (variable)

Network

AMEX

Welcome offer

Earn 10,000 Membership Rewards® points when you spend £2,000 in your first three months of Cardmembership. Terms apply. 18+, subject to status. This new Cardmember offer is only available if you don’t currently have a personal American Express® Card, and haven’t had one in the last 24 months.

Benefits and perks

• PayPal Pay with Points. You can redeem your Membership Rewards points on eligible purchases at PayPal by choosing to use either Pay with Points, your American Express Card, or a combination of both.
• Earn Points. Earn one Membership Rewards® point for every full pound you spend on purchases.
• Redeem Points. Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
• Travel and Shopping Protection. Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
• Borrowing. With your Credit Card you have the freedom to pay off your balance all at once or over several months.
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• American Express Offers. Enjoy carefully selected offers from our range of retail and travel partners.
• American Express Experiences®. Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
• Invite Friends, get Rewarded. Invite a friend and earn 4,000 bonus Membership Rewards points if they are approved – up to 90,000 points a year. You can put them towards flights, Amazon purchases or paying off your balance. Find out more here.
• Global Assist®. provides 24/7 help whenever you are travelling outside the UK.
• Travel Accident Insurance. up to £150,000 cover on public transport when you buy your ticket with your Card.
• Complimentary Supplementary Cards. Add family members or a partner to your Account and earn Rewards faster.
• Refund Protection. Enjoy Refund Protection on eligible items. If the UK retailer won't refund the eligible item, we will, up to a maximum of £200.
• Purchase Protection. If you bought it on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
• Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
• Receive your Card in the Post. Once approved, you’ll receive your Card in the post, so you can start earning Membership Rewards® points on your spend straight away.

Questions about the The American Express® Rewards Credit Card