British Airways American Express® Premium Plus Card

Key facts

Annual fee

£300

Purchase APR

29.1% p.a. (variable)

Network

AMEX

Welcome offer

Collect 60,000 bonus Avios when you spend £6,000 in your first three months of Cardmembership. Offer ends 6 th October 2026. Terms apply. 18+, subject to status. Plus, a Companion Voucher in any cabin, including business and first class when you spend £15,000 in a Cardmembership year. This new Cardmember offer is only available if you don’t currently have a personal British Airways American Express® Card, and haven’t had one in the last 24 months.

Benefits and perks

• Travel Protection. Travel accident and travel inconvenience insurance
• Plan It TM – Instalment Plans from American Express. Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee. - No additional application or extra credit checks required - A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance - Earn rewards on the purchases the way you usually do Learn more by visiting here.
• Earn Rate. 1.5 Avios for every £1 spent on purchases. Please note from 7 Oct 2026, Avios earn rate is changing to 1.25 Avios for every eligible £1 spent. 3 Avios for every £1 spent with British Airways or British Airways Holidays. Please note from 7 Oct 2026, earn rate on British Airways and British Airways Holidays is changing to 1.25 Avios for every eligible £1 spent.
• Complimentary Supplementary Cards. Add family members or a partner to your Account and collect Avios faster.
• Redeem your Avios in other ways. Flight Upgrades – Use Avios to redeem against part of the flight, or upgrade to business or first class
• Invite Friends, get Rewarded. Invite a friend and collect 9,000 bonus Avios if they are approved – up to 90,000 Avios a year. You can put them towards treats on board, flights or upgrades. Find out more here.
• Travel Inconvenience Insurance. Travel Inconvenience Insurance covers flight cancellations, delays and delayed luggage when you pay with your Card.
• Global Assist®. Provides 24/7 help whenever you are travelling outside the UK
• Travel Accident Insurance. Up to £250,000 cover on public transport when you buy your ticket with your Card
• Purchase and Refund Protection. Covers eligible items purchased using the Card
• Fraud Protection. We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend. If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
• American Express Experiences®. Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town
• Receive your Card in the Post. Once approved, you’ll receive your Card in the post, so you can start earning Avios on your spend straight away.

Questions about the British Airways American Express® Premium Plus Card